Office insurance
Our office insurance can cover both office premises and contents to ensure that your business keeps running smoothly in the event of unforeseen problems.
If you own your office building there are some risks which cannot be avoided however our business premises insurance can help lessen this risk by covering costs incurred in the event of accidental damage or any rebuilding being required. Our office contents insurance will also cover the cost of replacing any office equipment which is accidentally lost, damaged or stolen.
Professional indemnity
Professional Indemnity Insurance (PII), also known as PI Insurance or Indemnity Insurance can be taken out to help protect your business against any claims brought by a client who feels you did not adequately represent them.
No matter how confident you are in the quality of your work, running a business a field in which you provide advice, challengeable professional services, have access to client’s confidential information or produce material which could breach or interfere with intellectual property rights means you may benefit from insurance which covers your business against costly claims should your advice or service fail to meet expectations.
Claims for negligence, breach of confidence, defamation or liable, or breach of intellectual property rights, whether fair or not, can be extremely disruptive and costly so Professional Indemnity Insurance can be used to cover legal defence costs, correct a mistake by way of compensation or assist in settling a claim.
Legal Expense Insurance
Legal Expenses Insurance (LEI), also known as Legal Protection Insurance (LPI) or After The Event (ATE), is an insurance policy taken out to cover potentially expensive legal costs incurred by making or disputing legal action.
Where there is an existing risk of legal action being brought against your business, whether fair or not, an LEI policy can be taken out to cover any disbursements required to defend your company. In the event of losing a legal action we can also offer LEI as an ‘after the event’ policy to cover any liability incurred for the other party’s legal fees.